Personal Credit Rating
PCR enables lending institutions to make rational, standardized risk decisions while shortening the decision-making process considerably.
PCR predicts loan repayment probabilities of customers, based on their previous loans and payment behavior. This enables institutions to make more accurate decisions, reducing their losses while helping them make decision-making processes more automatic, cutting down on their operational costs and increasing profit margins.
Who Can Use It & How to Use?
KKB member may benefit from PCR at all stages of the transaction from customer management to debt collection.