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Commercial Credit Rating

PRODUCTS / COMMERCİAL CREDİT RATİNG

Commercial Credit Rating

Risk scoring to determine the 12-month repayment forecast of companies for their bank loans

Commercial Credit Rating is a risk scoring system to determine the 12-month repayment outlook of companies for their bank loans. Companies with low rating are statistically more prone to credit risk.

Commercial Credit Rating is calculated based on the variables that best indicate the company in question’s creditability, using loan, company, collateral and cheque-related information regularly supplied by banks to KKB.

Drives better rationalization of credit institutions through standardized risk assessment

Facilitates customer access to loan products by expediting loan allocation and risk monitoring processes

Enhances automation in risk assessment processes, thereby reducing operational costs

Helps establish a standard in commercial activities

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Who Can Use It & How to Use?

All CBS member banks and Commercial Risk Report users may receive a Commercial Credit Rating.