Purpose

This document has been created to establish a framework to achieve the goals and objectives set for the establishment, operation and continuous improvement of the environmental management system within KKB within the scope specified in the EMS Scope Analysis document, to specify KKB's sensitivity and commitments to the environment, to announce this sensitivity and commitments to the relevant parties and to increase the environmental awareness of employees.

Scope

The “Environmental Policy” covers the policies, procedures, standards and all transactions and activities carried out within this scope, which form the basis of the concept of environmental management at KKB. The Environmental Policy also covers all units of KKB, third party users accessing KKB locations and service, software or hardware providers providing technical support to KKB infrastructure.

Responsible Parties

The roles and responsibilities established within the scope of the EMS are described in the “EMS Roles and Responsibilities Guide” document. Since the Environmental Policy must be accessible to all relevant parties, the responsibilities that third parties must comply with are defined separately below.

Third Party Responsibilities

Third parties are responsible for:

• To work in accordance with the relevant EMS policies and procedures of the organization,
• To convey the suggestions deemed necessary for the healthy functioning of the EMS to the relevant person,
• To report environmental incidents, openings and violations to the institutional authorities,

ISO 14001 - Environmental and Sustainability Policy

Recognising the impacts of climate change on its operations and service delivery, and aiming to contribute to a more liveable environment and the sustainable use of natural resources for future generations, KKB Senior Management is committed to:

• Establishing, implementing, maintaining and continually improving the Environmental Management System (EMS) in accordance with the requirements of ISO 14001:2015,
• While providing the human resources, infrastructure, technology and financial resources necessary to support its effectiveness;
• Complying with applicable environmental laws, regulations and contractual obligations, and ensuring they remain up to date;
• Ensuring that business processes are conducted in accordance with the policies and procedures established under the EMS;
• Increasing the use of renewable energy sources throughout its service delivery processes;
• Promoting the efficient and responsible use of natural resources through sustainable infrastructure and operational practices;
• Reducing waste generated through its operations, ensuring appropriate waste management and disposal practices, promoting recycling, and preventing environmental pollution;
• Reducing its carbon footprint across operational activities, optimising energy consumption and waste generation through digital transformation, preventing environmental pollution, and actively contributing to climate change mitigation;
• Fostering a fair and inclusive workplace based on equal opportunity, diversity and inclusion, while maintaining the highest standards of information security and data privacy to support trust across the financial ecosystem;
• Rejecting all forms of discrimination based on gender, language, religion, political opinion, ethnic, cultural or social origin, and promoting an inclusive workplace that ensures equal opportunity;
• Conducting its governance activities in accordance with the principles of business ethics, transparency and accountability, while monitoring and reporting its sustainability performance using internationally recognised methodologies;
• Establishing measurable environmental objectives, regularly reviewing performance against these objectives, and taking into account industry best practices to support the continual improvement of the EMS;
• Protecting the natural environment by preventing or minimising adverse environmental impacts arising from its activities, products and services;
• Promoting environmental awareness and enhancing employee competence through ongoing training and development programmes.