Arif Çokçetin

Chairman of the Board

Türkiye Vakıflar Bankası T.A.O.Director, Assessment and Rating Department

Arif Çokçetin graduated from Istanbul University, Faculty of Social Sciences, Department of Finance. After working at the Turkish Republic Ministry of Finance for a while, he started working at Vakıf Bank in 1996 and worked as a financial analyst, manager, and president in various units and branches ever since. He was appointed as the Deputy General Manager on July 13, 2020. Currently, Mr. Çokçetin serves as the Deputy General Manager responsible for Loan Allocation Management. He served as a Board Member at Vakıf Faktoring A.Ş. from 2013 to 2019. Having been appointed as a Board Member to KKB in 2019, Mr. Çokçetin has been serving as the Chairman of the Board of Directors since March 2020.

İzzet Oğuzhan Özark

Deputy Chairman of the Board of Directors

Denizbank A.Ş. Deputy General Manager, Retail Banking

Born in 1976, in Istanbul, Oğuzhan Özark graduated from Istanbul Technical University, Department of Mathematical Engineering. Mr. Özark started his career in the Retail Banking Department of Garanti Bank in 1997. He served as the director of SME Banking at the same bank from 1999 to 2002, and director of the CRM department from 2003 to 2004. Özark joined Denizbank in 2004 as the Sales Manager of the SME Banking Department. After successfully serving as the Sales Management Group Head of the Retail Banking Department from 2009 to 2013, he was appointed Deputy General Manager of Retail Banking in February 2014. As of April 28, 2014, he is a member of the Board of Directors of KKB.

Ege Gültekin

Member of the Board of Directors

Akbank T.A.Ş. Executive Vice President, Credit Monitoring and Legal Follow Up

Ege Gültekin was born in Aydın in 1969 and graduated from Middle East Technical University, Department of Economics. Subsequently, she earned a Master’s degree from the Johns Hopkins University Carey Business School. After graduating from Ziraat Bank’s Banking School in 1992, she began her career at Osmanlı Bank on the Inspection Board. Mrs. Gültekin is currently Executive Vice President in charge of Credit Monitoring and Legal Follow Up at Akbank T.A.Ş. She has been a member of the Board of Directors at KKB since May 2015.

Şükrü Alper Eker

Member of the Board of Directors

T. Garanti Bankası A.Ş. Coordinator, Individual and SME Loans Risk Management

Şükrü Alper Eker was born in Eskişehir in 1973 and graduated from Boğaziçi University, Department of Chemical Engineering in 1996. He received his Master’s degree from Texas A&M University – College Station in 1998, and his Ph.D. from the University of Houston in 2001. He started his professional career in 2001 at GE Global Research Center in the United States as the System Control and Optimization Project Leader. After working on R&D projects for GE Energy, Medical Systems, and other GE companies, he moved over to Risk Management at GE Capital in 2005. Between 2005 and 2011, he served in various positions and levels at GE Capital in the US, Europe, and Turkey. He went on to work as Risk Director at Garanti Bankası-BBVA Representative Office between 2011 and 2015. Since September 2015, he has served as the Coordinator of Garanti Bankası Individual and SME Credits Risk Management Department. Since March 2016, he has been a member of the KKB Board of Directors.

Celal Candan

Member of the Board of Directors

Türkiye Halk Bankası A.Ş.Executive Vice President, Credit Risk Monitoring and Legal Follow Up

Born in Konya in 1970, Celal Candan worked as a freelance attorney after graduating from Istanbul University Faculty of Law. He served as VakıfBank Anatolian Side Legal Affairs Director, Halk Leasing Board Member, Halk Emeklilik Board Member, and President of Halkbank Credit Risk Liquidation Department, respectively. As of September 22, 2020, he has been serving as the Deputy General Manager of Credit Risk Monitoring and Legal Follow-Up by proxy at Türkiye Halk Bankası A.Ş. He is married and has three children.

Şahismail Şimşek

Member of the Board of Directors

T. İş Bankası A.Ş.Deputy General Manager; SME and Business Banking Sales Department, SME and Business Banking Marketing Department, Agricultural Banking Marketing Department, and Commercial Banking Product Department

Şahismail Şimşek was born in Erzurum in 1968 and graduated from Ankara University, Faculty of Political Sciences, Department of Finance. Mr. Şimşek started his career as Officer at the Yenişehir/Ankara branch in 1992. Between 1995 and 2007, he worked in the Sultanhamam Branch as, respectively, Service Officer, Deputy Manager, and Assistant Manager. Between 2007 and 2012, he assumed the roles of Assistant Manager and Unit Manager in the Commercial Banking Product Management Department and Branch Manager at the Avcılar Commercial Branch from 2012 to 2016. Having served as Commercial Banking Sales Department Manager since 2016, Şahismail Şimşek was appointed Assistant General Manager on November 28, 2017. Since March 2018, Mr. Şimşek has been a Member of the KKB Board of Directors.

Şükrü Tuğbay Kumoğlu

Member of the Board of Directors

Şekerbank T.A.Ş.Deputy General Manager; SME, Retail and Agricultural Banking

Şükrü Tuğbay Kumoğlu graduated from Gazi University, Faculty of Economics and Administrative Sciences, Department of Finance. He started his banking career at Garanti Bank, in 1999 as the SME Banking Customer Relations Manager. After working as the Director of the Ortaklar Branch of Garanti Bank between 2005-2006, Kumoğlu served as the Regional Manager of Türk Ekonomi Bankası A.Ş. (TEB). From 2013 to 2018, he served as TEB ShA Board Member in charge of the expansion of retail banking activities in Kosovo. Later, Kumoğlu served as TEB Retail Banking Sales and Call Center Group Director. In December 2019, Şükrü Tuğbay Kumoğlu has been appointed as Şekerbank’s Deputy General Manager responsible for SME, Retail and Agricultural Banking. He also serves as a member of the Board of Directors at KKB.

Nurgün Eyüboğlu

Member of the Board of Directors

Yapı ve Kredi Bankası A.Ş.Deputy General Manager, Loans

Nurgün Eyüboğlu graduated from Boğaziçi University, Faculty of Administrative Sciences, Department of Economics in 1991. She started her career in 1991 as an MT at İktisat Bankası. She joined Koçbank in 1993 and worked there as a branch manager until 2004. After the merger of Yapı Kredi and Koçbank in 2006, she continued her career as the Group Director of Corporate Banking and Multinational Companies at Yapı Kredi until 2009. In February 2009, she was appointed as the General Manager of Yapı Kredi Leasing. She has served as the Assistant General Manager in charge of Corporate and Commercial Credits since February 2013. As of March 2020, she has been appointed as the Assistant General Manager responsible for Credits (Credit Lending Officer, CLO), and a member of the executive board. Ms. Eyüboğlu is a member of the Board of Directors at Yapı Kredi Faktoring, Yapı Kredi Leasing and KKB.

Kasım Akdeniz

Member of the Board of Directors

T.C. Ziraat Bankası A.Ş. General Manager of Credit Guarantee Fund

Having about 33 years of experience in the banking industry, Kasım Akdeniz started his professional career at Yapı Kredi on the Inspection Board in 1987. From 1996 to 2011, he held managerial responsibilities, working as a manager, director, and group president primarily for the generation of loan products and processes, establishment and management of the loan allocation and monitoring systems, formulation of loan policies as well as compliance. During this period, he served as a member of working groups within the Banks Association of Turkey in regards to the preparation of the Banking Law and its sub-regulations, and within KKB in regards to the establishment of the Corporate Bureau, Intermediary Costs on Loans, and Loans and Provisions. He also served as the Chairman of the Credit Guarantee Fund (CGF) Working Group and the Risk Center Working Group. In 2007, he served as the Chairman of the Board of Directors of KKB Kredi Kayıt Bürosu A.Ş., a Board Member between 2005 and 2011, and as the General Manager from 2011 to 2020. As of March 2020, Kasım Akdeniz has been appointed as Kredi Garanti Fonu A.Ş. (KGF) General Manager. Currently, he serves as the KGF General Manager and Board Member.

Veysel Sunman

Member of the Board of Directors and Deputy General Manager

Veysel Sunman was born in Sakarya, in 1967. Mr. Sunman started his career in 1988, at Pamukbank T.A.Ş., as a Specialist. He served at the bank’s Credit Risk Monitoring Department until 1994. From 1994 to 2001, he worked as the Manager of Osmanlı Bankası A.Ş.’s Credit Monitoring Unit. He worked as Head of Credit Risk Monitoring Department of Türkiye Halk Bankası A.Ş. from 2002 to 2005, and as the Department Head of Internal Control and Monitoring Center at MNG Bank from 2005 to 2007. He started working at T.C. Ziraat Bankası A.Ş. as the Head of Credit Risk Monitoring Department in 2007 and continued serving in this position until May 2020. Since 2008, Mr. Sunman has also been a member of KKB’s Board of Directors and Audit Committee. Having complete knowledge of all the dynamics of KKB, Mr. Sunman has taken an active role in the formation of many milestones, such as the diversification of KKB’s product and service infrastructure, the initiation of activities carried out on behalf of the Risk Center, the expansion of KKB’s field of activity to include the real sector, and the launch of the Findeks Platform, KKÇ Report, Electronic Letter of Guarantee and the KKB Anadolu Data Center Project. After serving as the Chairman of the Board of Directors of KKB between March 2019 and 2020, he started his current position at Kredi Kayıt Bürosu as of July 2020.