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- Minimization of th
 e risk in the consumer credits portfolios,
- Ensures fast and efficent credit decisions,
- Ability to measure the credit risk efficiently increases the volume of extended credits,
- Promotes wider usage of personal credits,
- Assists in taking rational decisions when setting new credit limits for existing customers ,
- Incites personal credit customers to make payments regularly,
- Problematic customers will prefer working with institutions which are not the member of KKB,
- Enables monitoring of credit applications which are submitted to different institutions,
- With the help of SABAS, reduces the number of credit applications fraud cases which are made by
using counterfeit or stolen documents and information.
- MİDES (Consumer Disputes Processing System) Evaluation of customer complaints and providing services for correction of erroneous information.
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